Balance & settlements
Check the balance held by our licensed payment partner, the settlement of collections, and the availability of funds for your payouts.
Wajub does not hold funds
Wajub is a payment orchestration technology platform. Collections are settled by our licensed payment partner, who holds the funds on your behalf. The balance below reflects the funds held by this partner and exposed via the Wajub API.
Your collections are settled by our licensed payment partner. The balance reflects the funds held by this partner, exposed via the Wajub API. It is used to pay your sellers (Transfers).
https://api.wajub.com/balanceThe balance object
totalnumberoptionalavailablenumberoptionalpendingnumberoptionalreservednumberoptionalcreditnumberoptionalcurrencystringoptionalenvironmentstringoptionalhttps://api.wajub.com/balancecurl https://api.wajub.com/balance \
-H "Authorization: sk_test.xxxx"{
"status": "OK",
"code": 200,
"balance": {
"total": 1325000,
"available": 1250000,
"pending": 75000,
"reserved": 0,
"credit": 0,
"currency": "XAF",
"environment": "live"
}
}From payment to available balance
Settlement of a collection
Settlement delay
The transition from pending to available is operated by the licensed partner and depends on the channel and
your contract — generally from instant (Mobile Money) to T+2 (cards). Exact timelines
are shown in Dashboard → Settlements.
Check before a payout
A payout fails if the available balance is insufficient. Check it before a large batch.
Keep margin for fees
Each payout deducts fees in addition to the amount. Make sure
available covers amount + fees.
Track movements
There is no dedicated balance-ledger API endpoint today. Reconcile movements by listing
the underlying resources (GET /payments, GET /transfers, GET /refunds) for the period
you need, or export from the Dashboard for your accounting.