Coverage

Which channels exist, where, and how to know what your own account can charge.

Two different questions hide behind the word coverage. What the platform supports is this page. What your account can charge today is one API call, because it depends on which providers are connected to you and which channels your team has switched on.

The list that applies to your keys

curl "https://api.wajub.com/channels?country=CM" \
  -H "Authorization: pk_test.mT9xW2kQ7vB4nL6hR1cY8dF3jS5aG0eU2pA…" \
  | jq '.items[] | { slug, name, currency, payout, live }'

That route is open to every key type, sandbox included, and each entry tells you more than a table can: payout says whether money can go out that way, charge and collect say which integration modes work, and live says whether it exists outside sandbox.

Mobile Money

The channel identifier is always country.operator, lowercase, and it is what you put in the channel field when you want to skip the payment method chooser.

Country	Channels	Currency
BeninBenin	`bj.mtn` `bj.moov`	XOF
Burkina FasoBurkina Faso	`bf.orange` `bf.moov`	XOF
CameroonCameroon	`cm.mtn` `cm.orange` `cm.eu`	XAF
CongoCongo	`cg.mtn` `cg.airtel`	XAF
Côte d'IvoireCôte d'Ivoire	`ci.mtn` `ci.orange` `ci.moov` `ci.wave`	XOF
DR CongoDR Congo	`cd.airtel` `cd.vodacom` `cd.orange` `cd.africell`	CDF
EgyptEgypt	`eg.vodafone`	EGP
GabonGabon	`ga.airtel` `ga.moov`	XAF
GhanaGhana	`gh.mtn` `gh.vodafone` `gh.airteltigo`	GHS
GuineaGuinea	`gn.mtn` `gn.orange`	GNF
KenyaKenya	`ke.mpesa` `ke.airtel`	KES
LiberiaLiberia	`lr.mtn`	LRD
MalawiMalawi	`mw.airtel` `mw.tnm`	MWK
MaliMali	`ml.orange` `ml.moov`	XOF
MozambiqueMozambique	`mz.mpesa`	MZN
RwandaRwanda	`rw.mtn` `rw.airtel`	RWF
SenegalSenegal	`sn.orange` `sn.wave` `sn.free`	XOF
Sierra LeoneSierra Leone	`sl.orange`	SLL
South AfricaSouth Africa	`za.capitec`	ZAR
TanzaniaTanzania	`tz.mpesa` `tz.tigo` `tz.airtel` `tz.halopesa`	TZS
TogoTogo	`tg.tmoney` `tg.moov`	XOF
UgandaUganda	`ug.mtn` `ug.airtel`	UGX
ZambiaZambia	`zm.mtn` `zm.airtel` `zm.zamtel`	ZMW

Nigeria has no Mobile Money channel

Nigeria is covered by bank transfer, USSD and wallets instead, in the table further down. If you are looking for ng.mtn, it does not exist, and a payment naming it is refused.

The marks on each row are the operators with a logo on file, not the full list. The channel column is the authoritative one: every operator in a country appears there, logo or not.

Cards

There is one card channel, and you never name a network. Wajub reads the brand from the number and returns it on the payment.

Network	Channel to send	How it is resolved
VisaVisa	`card`	From the card number
MastercardMastercard	`card`	From the card number

American Express, Discover, Diners, JCB and Maestro are recognised the same way where the provider accepts them. They exist in the catalogue as card.amex, card.discover and so on, but they are never offered as a choice: they are the answer, not the question.

Wallets and Buy Now Pay Later

Global methods carry no country. Whether they appear at checkout depends on the provider behind them and on the payer's own device.

Method	Channel	Type
Apple PayApple Pay	`apple_pay`	Wallet
Google PayGoogle Pay	`google_pay`	Wallet
PayPalPayPal	`paypal`	Wallet
KlarnaKlarna	`klarna`	Buy now, pay later
AfterpayAfterpay	`afterpay`	Buy now, pay later

Amazon Pay, Revolut Pay, MobilePay and GrabPay are in the catalogue as amazon_pay, revolut_pay, mobilepay and grabpay.

Other local methods

Bank transfers, USSD and local wallets, in the countries where they matter more than a card.

Country	Channels	Currency
AlgeriaAlgeria	`dz.cib` `dz.edahabia`	DZD
Côte d'IvoireCôte d'Ivoire	`ci.djamo`	XOF
EgyptEgypt	`eg.fawry` `eg.meeza` `eg.instapay`	EGP
MoroccoMorocco	`ma.cmi`	MAD
NigeriaNigeria	`ng.bank` `ng.ussd` `ng.opay` `ng.palmpay`	NGN
SenegalSenegal	`sn.djamo`	XOF
South AfricaSouth Africa	`za.eft` `za.qr` `za.bank`	ZAR
TunisiaTunisia	`tn.edinar` `tn.flouci`	TND

Crypto

Settled to your balance in your own currency, at the rate of the moment the payment succeeds.

Asset	Channel
USD CoinUSD Coin	`crypto.usdc`
TetherTether	`crypto.usdt`
BitcoinBitcoin	`crypto.btc`
EthereumEthereum	`crypto.eth`

Currencies

A currency is not a country, and several of the ones above share one. XOF covers eight West African markets and XAF covers Central Africa, which is why a payment in Senegal and a payment in Mali settle into the same balance.

Currency	Used by
`XAF`	Cameroon, Congo, Gabon
`XOF`	Benin, Burkina Faso, Côte d'Ivoire, Mali, Senegal, Togo
`NGN`	Nigeria
`GHS`	Ghana
`KES`	Kenya
`TZS`	Tanzania
`UGX`	Uganda
`RWF`	Rwanda
`ZMW`	Zambia
`MWK`	Malawi
`MZN`	Mozambique
`CDF`	DR Congo
`GNF`	Guinea
`LRD`	Liberia
`SLL`	Sierra Leone
`EGP`	Egypt
`ZAR`	South Africa
`MAD`	Morocco
`TND`	Tunisia
`DZD`	Algeria

XAF and XOF have no subunit

Their precision is zero, so 5000 means five thousand francs and there is nothing to convert. Every currency on the API uses its major unit, and GET /currencies returns the precision of each one alongside its symbol.

Wajub also settles in the usual reserve currencies and in a long tail of others, which the same endpoint lists in full. The table above is the set you will actually meet in these markets.

Payouts do not follow payments

A country appearing above means money can come in. Money going out is a separate capability, set per channel, and the catalogue carries it as payout.

Which channels accept a transfer

curl https://api.wajub.com/channels \
  -H "Authorization: sk.kZ3qP8mWvL2xR7tB5nY4hC6dF9jS1aG0eU3i…" \
  | jq '[.items[] | select(.payout) | .slug]'

Do not assume the answer from this page. A channel that collects beautifully can be payout only through a different operator in the same country, and that is a provider decision rather than a platform one.

When a country is missing

The catalogue is wider than any one account's configuration, and it grows. If the country or the operator you need is not here, write to coverage@wajub.com with the market and your expected volume: the answer is usually about which provider to connect, not about whether it is possible.